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| Our
Policy on Privacy and Security |
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eHomeCredit Corp. NOTICE OF PRIVACY POLICIES AND PRACTICES (Effective
June 30, 2001) This Privacy
Notice applies to eHomeCredit Corp. (Individually and collectively "eHomeCredit,"
"us," "we," "our"). We
respect your privacy. We know it is important to keep your financial
information accurate, up-to-date, and confidential. You have our assurance
that we will do our utmost to handle your financial information with discretion
and care. From time to time, we may share personal information with a
non-affiliated third party when necessary to deliver products and services
that you have requested or as permitted by applicable law. We're
committed to keeping your information secure. We restrict access
to nonpublic personal information about you to those employees who need
to know that information to provide products or services to you. We maintain
physical, electronic, and procedural safeguards that comply with federal
regulations to guard your nonpublic personal information. Information
we collect. To match you with the financial services best suited
for you, we collect and use publicly available information, as well as
personal information you give us, so that we can deliver better products
and services to you and provide you with information about other products
and services that might benefit you. We collect nonpublic personal information
("Private Information") about you from the following sources: 1. Information we receive from you on applications or other forms, such as name, address and telephone number; 2. Information about your transactions with us, or others such as your account balances, payment history, and account activity; 3. Information we receive from a consumer reporting agency, such as your credit bureau reports and other information relating to your creditworthiness; and 4. Information
from outside sources that assist us in the origination of products and
services (like brokers), such as application information. Information
we disclose. We do not disclose any Private Information about
our customers or former customers to anyone, except as permitted by law.
Keeping
You Informed. From time-to-time we may make changes to our Privacy
Policies and Practices. We will continue to keep you informed.
Because we respect your privacy we use secure servers to collect your data. SSL (Secure Sockets Layer) encryption ensures that your data is not visible to any one except eHomeCredit and your browser. SSL encrypts your data, using 128 bit encryption, into a package that can only be decrypted by the appropriate recipient. This allows your data to safely travel over the Internet to our secure servers. SSL verifies the identity of both the sending and receiving computers. This keeps unauthorized entities from viewing or altering your data. This process is known as authentication. As a further measure of protection we store your data in a separate database on another computer separate from our web server. In the unlikely event that our security is breached and our web server(s) fall victim to a hacker your data will be safe and unreachable through the internet. Further security measures are taken by the implementation of a firewall to further limit how the Internet may enter our web servers. |
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